I have money on a fixed rate yearly deposit in banks, but with high Dirt and low interest rates I want to change. I considered a Standard Life MyFolio investment. It is claimed fees (management charges) were about 1.25%, but I hear there are others fees (TER) giving a total of about 4%, and such a fund is bad value.
Where might put my money? Please advise.
If this is submitted to the wrong place also let me know.