Peanuts20 thanks for your reply. Actually just finished a new build A rated home last September. Taken two foreign breaks this year and another one organised for October. Really have spent the last number of years trying to line up the ducks as they say.
After a long look at such things ETF,s. ARF,s. 4% drawdown etc etc. I am interested in comment/oponion on how to at the least protect my money going forward after both us now almost completing a 40yr slog working. We have both lost family members over the past 5 yrs and while we do live a happy simple life time waits for no person.
Where I am now is maybe to drip feed the money into low cost global equity fund over say a two period keeping back 2yrs spare cash in order to ride out the roller coster of equities,