heisenberg
Registered User
- Messages
- 20
Age: 27
Spouse’s/Partner's age: N/A
Annual gross income from employment or profession: €32000
Monthly take-home pay €2200
Type of employment: Private Sector
In general are you:
(b) saving
Rough estimate of value of home N/A
Amount outstanding on your mortgage: N/A
What interest rate are you paying? N/A
Other borrowings – car loans/personal loans etc N/A
Do you pay off your full credit card balance each month? Yes
If not, what is the balance on your credit card?
Savings and investments:
Do you have a pension scheme? No
Do you own any investment or other property? No
Ages of children: N/A
Life insurance: None
What specific question do you have or what issues are of concern to you?
I am currently saving about €500 monthly into a regular savings account. I also have a lump sum of approximately €15000 in various savings accounts. I hope to purchase a house in the future, but that may not be for another 5+ years if I'm lucky. However, I don't know what to do with my savings up until then.
Should I continue to save in fixed term accounts or should I look into investing in shares or other avenues? I feel I could be doing more with my money.
Thanks.
Spouse’s/Partner's age: N/A
Annual gross income from employment or profession: €32000
Monthly take-home pay €2200
Type of employment: Private Sector
In general are you:
(b) saving
Rough estimate of value of home N/A
Amount outstanding on your mortgage: N/A
What interest rate are you paying? N/A
Other borrowings – car loans/personal loans etc N/A
Do you pay off your full credit card balance each month? Yes
If not, what is the balance on your credit card?
Savings and investments:
Do you have a pension scheme? No
Do you own any investment or other property? No
Ages of children: N/A
Life insurance: None
What specific question do you have or what issues are of concern to you?
I am currently saving about €500 monthly into a regular savings account. I also have a lump sum of approximately €15000 in various savings accounts. I hope to purchase a house in the future, but that may not be for another 5+ years if I'm lucky. However, I don't know what to do with my savings up until then.
Should I continue to save in fixed term accounts or should I look into investing in shares or other avenues? I feel I could be doing more with my money.
Thanks.