CharlieWork
Registered User
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Is there anything I can do to secure our daughter's future?
Not sure why it is daunting if you are bringing 370 + 65 to the table = 435. On a purchase of 560 = 125 borrowings. Let's make it 150K because of costs. You could pay off 150K how quickly? And you've two state jobs !! With one child !We are basically looking to move to our dream house/area which means the house would be between €500-560k range and that is quite daunting in and of itself. I've always had an appetite to clear the mortgage and as a result a lot of my financial focus was on that but now that we're done I feel like I'm not sure what to be doing with my money going forward. Is it worth keeping our current house and renting it out? Should I start investing? Is there anything I can do to secure our daughter's future?
Not sure why it is daunting if you are bringing 370 + 65 to the table = 435. On a purchase of 560 = 125 borrowings. Let's make it 150K because of costs. You could pay off 150K how quickly? And you've two state jobs !! With one child !
Why are you waiting a couple of years to trade up? Everything is in place now. The market is not mad. You have two good incomes. It's a good time to buy and sell. If the market is dead or if the market is going bananas it's risky buying and selling.
If your dream home comes up fairly often, then put your own house on the market now. You might be able to synchronise the buying and selling.
Brendan
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