If they work part time while study, they could learn some beneficial skills too. Or simply work full time for a few years if they aren't sure what they want to study. This way a lot of money could be saved.4 kid's.... College. Starting in 2 years. 16 years before all are potential finished. If living away from home factor in at a min 15k per annum. A expensive time ahead.
What is his "normal retirement age"? If he joined before 1st April 2004 it is probable 60, but 65 if he joined after that date.What should we do next, just paid off mortgage, have savings, more money due this year about another 100k, should we get avc for spouse I think he is 2 years short of full service by retirement.
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