I have had the following offer for repayments on 210,800 euro over 25 years:
3.10% (1 year fixed) 1,010.64
3.65% (2 year fixed) 1,072.75
3.99% (3 year fixed) 1,111.52
4.40% (5 year fixed) 1,159.76
3.78% (standard variable) 1,087.23
Do you think they are competitive?
However it seems to me that a lot more information is required before commiting oneself? Is there a minimum amount of 'small print' you would want to see? fees/fines if I repay early? APR? Cost per 1000euro? What if I change vendor after 1 year fixed? any more?
Thanks in advance