However, how can we ensure pension products do not become unaffordable in the future as a result of increased post-retirement life expectancy?
...I haven't thought of any dilemma so far. Maybe if you were in your 20s, and choosing between saving for a house or paying off a mortgage versus saving for a pension, you may face a dilemma?
I know of a few people who choose to invest, usually in properly rather than a pension, and thus far it seems to have worked out much better.
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