Thanks for the response. I've had a look at the Irish Life, New Ireland and Friends First websites but don't see any reference to these products? I am choosing this route predominantly as a means to access direct ETF investment whilst doing so as tax efficiently as possible. I understand that the cost advantages of ETF investing will be lost due to the product wrapper charges but I am assuming that the tax advantages will mean that this is still the most efficient means off investing in ETF's? Of course I could be wrong here.
I know that the tax treatment of ETF's (outside of pensions) is anything but clear and the Revenue have done a great job of causing total confusion, but on the assumption that the funds I invest in are subject to gross roll up, I would be interested to know to what extent the tax advantages of investing through a pension structure are eliminated, over time, by the higher charges within that structure as opposed to direct investment with lower charges, gross roll up etc. If anyone has looked into this I'd love to see a worked example.
Apologies if I've strayed a bit. If you have a link to product info Steven it would be very much appreciated.
Thanks.
MM.