What are the next steps after a MARPS agreement

Noticed you were advised to look into MIS. If one of you is employed (assuming you're married) also look into FIS. You can get this if one of you is working more than 19 hours a week. Could make up a portion of the shortfall and put your SFS in a better position. Allowances near bottom...

http://www.citizensinformation.ie/e...es_and_children/family_income_supplement.html

Boomtobust said:

the property in real terms is in approximatly 200k of negative equity. A very large sum which I cannot imagine the bank writing off.

We are currently awaiting approval for benefits but have been told we are not entitled to mortgage supplement.

Again thanks to everyone who has responded to this thread. These days we are relying on the information we receive on here.

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Don't be so sure that the banks won't write off the debt. Banks want non performing loans off their books and there is no point pursing people who have no assets/income so in those cases banks will have to write off the debt.

Why are you not entitled to mortgage supplement.

You shouldn't just rely on an internet forum, have you thought about makign an appointment with Mabs, apparently they do great work for people with money problems, and it's free. It's always good to get advice elsewhere.