What’s a typical credit card limit?

Zion2022 said:

Any idea if the justification needs to be detailed/specific or is ‘because I want it and can afford it easily’ enough?

I was increasing my limit every 6 months until I got to €15k a few years back and haven’t been able to get a penny more since then (my income has more than tripled). Just gave up, but would like it to keep going higher so I could buy a car, a new bathroom etc, and harvest the full cashback.

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I asked in branch what limit could be requested, the lady said she has seen approvals for €20K, I asked could I get similar on the basis I’m mortgage approved and would like access to €20K to furnish/upgrade some parts of a property, she said it wouldn’t be a good use of a credit card limit increase.

So I don’t know what you’d need to say to have them increase it. Above was over two years ago.

€15K really seems to be the standard max

ClubMan said:

Not always?

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Well not intentionally it was once and by God it cost me!