Hi Adelie
I am surprised that their minimum is so high! Are you sure?
Look back at your recent history. Have you used €5k at any stage?
But your strategy is right. Get the card. Get the limit and if and when you need it apply to have it increased.
Brendan
Same with me. Moved from UB and got a 12k limit with avant. Had a 10k limit with UB though.My wife switched from her UB card(2.5k limit) to an avant card and they gave her a 12k limit!
In case you all think Mrs Vandriver earns a huge salary...no! Mid 40's
I have an Ulster Bank credit card with a 3k limit on it. It's a good figure, I can pay my yearly health Insurance for myself and my wife during the one renewal.In my own case my current limit I was given is lower than it was on my last card even though my salary is higher.
To be honest, the first place I would look to see what my limit is would the bill!!!!I have an AIB platinum card,. I had to really dig around to find my CC limit. The only place I could find it was on the PDF of a bill on the app.
OP . I don't know if there is an average. It depends how you use your CC. Mine is €5600 . Hasnt changed in over 20 years, since I rang to ask for it to be increased so I could book an expensive holiday.
In the olden times, yes, but its seemed a bit odd that given the amount of info on the app, the PDF of a bill was the only place I could find it.To be honest, the first place I would look to see what my limit is would the bill!!!!
Hmmm... I find this hard to believe.These days I know people who have been refused credit cards while having 100k salaries with no liabilities.
When I have the energy, I will contact them again and see if I can get the limit increased to the €3k that I wanted and was told that I would get.
I suppose it is my inner orderliness that would help me. I (rather sadly, I suppose) diligently download each month's pdf statement and file it electronically in year order. But I do that for all my utilities, bank statements etc.In the olden times,
In the olden times, yes, but its seemed a bit odd that given the amount of info on the app, the PDF of a bill was the only place I could find it.
I use the app to check transactions, payments etc so I havent looked at a bill in a few years.,
Actually, Im the same. I love a bit of filing, used to keep my CC bills for years , but I've let go. Its very freeingI suppose it is my inner orderliness that would help me. I (rather sadly, I suppose) diligently download each month's pdf statement and file it electronically in year order. But I do that for all my utilities, bank statements etc.
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