Please forgive me for asking what is probably a well answered question but I just can't find the thread! I'm new here and love reading all your forums. QUESTION: How do I go about finding out if I was entitled to be on/roll on to a tracker mortgage? AIB mortgage on buy to let in 2005. Interest only was agreed, which was covered by the rent. This was explained in application letter for mortgage. Should I have been offered/informed about a tracker rate? Thank you and any advice or movement to another thread is welcome...or referral to another post which answers my question.