Eamonn Irl
Registered User
- Messages
- 3
No-one can guarantee a private room 100%. There are a limited number of private rooms in the country, so unless we all schedule our hospital stays in advance, it is not possible to guarantee a private room.Can anyone explain to me how Vivas which is now Hibernian justify almost a 50% increase at my annual renewal. This is just crazy. I joined them because they were promising great savings, now I'm paying more than I would have been paying if i had stayed with VHI. Also when I joined I was told by the customer service agent that I was guaranteed a private room in a public hospital, this did not happen when it was needed. Can someone please set me straight as to a Health insurer I can trust and one that remains consistent with what they offer. Is it a case of get you in the door and then fleece you…
They should not have guaranteed a private room. The hospital allocates the rooms, not the health insurer. The demands at the time will determine what is available.
Can anybody that works in the private health insurance market tell us whether there are different rates charged by public hospitals to private health insurance providers - for occupancy of a private (one bedded room) as opposed to a four, two or six bedded ward? Something thats alway's been niggling me!
Ring all of the insurers and see what the best is they can offer you. Hibernian launched a new range of plans this year - so one of those might be cheaper. All the insurers have put their prices up this year - it is a matter of rechecking your cover & making sure you are getting value for money.
As others have said, the health insurance levy came into effect last January. On top of that Hibernian put their prices up in October - VHI & Quinn put theirs up in January.
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