Hi Barton Junior,
Welcome to AAM.
The following 2 VHI plans are good alternative options worth considering;
1. VHI Company Plan Plus Level 1.3; price 1193pa; all public, private and 3 hi-tech hospitals covered,(same as before) private/hi-tech excess 150
per admission and day case excess 50 per procedure. Good day to day cover included, refund of 50% for consultant visits, gp, dental etc.
80% cover for hip and knee replacement surgery in private/hi-tech hospitals.
2. VHI PMI 07 10; price 1240pa; all public, private and 3 hi-tech hospitals covered, (note; whitfield private clinic and Kingsbridge hospital Sligo not covered); private/hi-tech excess capped at 150 x 1 max per year for all private admissions, There is no excess to pay in any public hospital.
Good day to day cover included, 50% refund for consultants, gp, etc. 80% cover for hip and knee replacement surgery in private hospitals.
https://www.hia.ie/comparison-tool/...Mb2NrIjpmYWxzZSwicGxhbl9kZXRhaWxfaWQiOi0xfX1d
The following 2 Laya plans are good alternative options worth considering;
1. Laya Inspire Plan; price 1140pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess 150 per admission and day case
excess 50 per procedure. Good day to day cover included, 50% refund for gp, consultant visits, etc. 80% cover for hip and knee replacement
surgery in private hospitals.
2. Laya Simply Connect plan; price 1230pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess capped at 150 x 2 max per
year for all admissions, day case excess 50 per procedure. Good day to day cover included, 50% refund for consultants, gp, dental etc.
There is full cover for hip and knee replacement surgery in private hospitals. This plan would be suitable for the parents in their sixties.
https://www.hia.ie/comparison-tool/...Mb2NrIjpmYWxzZSwicGxhbl9kZXRhaWxfaWQiOi0xfX1d
The majority of VHI plans have 80% cover for hip and knee replacement surgery in private/hi-tech hospitals. The 20% shortfall would cost 2k or 3k
per surgery. The way to avoid this charge is to have surgery in Blackrock Clinic, as they do not pass this shortfall charge onto the patient.
Regards, Snowyb