NovaFlare77
Registered User
- Messages
- 443
I won't be investing my €108 per month VHI payment (for 2).
Anybody out there without health insurance?
I know of a family who doesn't have any. Both parents are doctors, their take is that they'll get seen or sorted when they need to, based on who they know...
One buys health insurance for piece of mind and hopes that affordabibilty is maintained.
I just read that legislation was changed recently to allow VHI increase their prices when they want to! I didn't realise that they are not regulated by the financial regulator either.Does that mean that they can do what they want? Keep increasing premiums?
Anybody out there without health insurance?
I've no health insurance and don't intend to get any. I've had some serious illnesses over the years and have always received the best of care.
I would never say a bad word about the care I received in either James Hosp' or Tallaght Hosp' despite spending a fair few hours on a trolley with a badly broken leg on one occasion.
I don't believe any of my family (adult siblings & father) have any insurance either.
I totally agree that the level of care you receive once you manage to get admitted is no different whether public or private.
The real problem is that people without insurance are left waiting a long long time on public waiting lists (depending on the nature of the complaint). I know a lady who waited over a year for a hip replacement, and she was in excruciating pain for a lot of that year
One way to achieve this is to reduce your level of cover to just cover for basic hospital and consultant cover without unnecessary add ons irrespective of whether you are with VHI, Hibernian Health or Quinn.
I'm not switching either as THE other choices are all into insurance in all areas wheras VHI is just into health care and the others will eventually up their prices any way.
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