Vourneen,
The following 2 VHI plans are worth considering for both 26 and 40 year old, one with day to day cover included, the second without;
1. PMI 44 16; Price 1102pa; all public, private(including a private room covered) and 3 hi-tech hospitals covered, excess 150 per private
admission or day case procedure. Limited day to day cover on this plan.
2. PMI 43 16; price 1171pa; all public, private and 3 hi-tech hospitals covered, excess 150 per private/hi-tech admission and 50 per day case
procedure, good day to day cover, 1 euro excess, 50% refund for consultant and doctot visit
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Regards, Snowyb