VHI enforcing a 12-month contract?

[sadie]

VHI told me that they are enforcing a 12-month contract now.
Is this the case for them all, or can you switch health insurers mid year?

 

[ClubMan]

Is this of any relevance?

[broken link removed]
http://www.boards.ie/vbulletin/showthread.php?t=2056281113

 

[pj111]

It is worth doing the maths. Ask them what the charge will be and work out if it is worth incurring the charge to make savings elsewhere.

I had a customer on this week whose cancellation fee was €150 but she was saving €470 on her new policy.

Patrick

 

[Adam2011]

Terms and Conditions are getting really sneaky now, one of the principles of health insurance was open enrolement, seems like once you are enroled its hard to leave. I hate companies having clauses like this. This should be regulated what if you could not afford to pay.

 

[pj111]

Terms and Conditions are getting really sneaky now, one of the principles of health insurance was open enrolement, seems like once you are enroled its hard to leave. I hate companies having clauses like this. This should be regulated what if you could not afford to pay.

VHI will enforce the 1 year term but the cost of breaking the contract could be worth it to move elsewhere.

Patrick

 

[pj111]

Terms and Conditions are getting really sneaky now, one of the principles of health insurance was open enrolement, seems like once you are enroled its hard to leave. I hate companies having clauses like this. This should be regulated what if you could not afford to pay.

They told a customer today that if the 20 something kids left the parents policy, the whole policy would be cancelled.

Patrick