Hi all, just looking for some advice. I received a letter from VHI saying my current plan Company Plan Extra level 3 has been removed and offering me as a previous poster mentioned the more expensive alternative of Company Plan Extra level 2. From reading through the posts over the last few months I'm veering towards laya simplicity or laya simplicity complete although I'm not sure has it gone up in price since Jan. My 18 month old's policy with VHI is up for renewal on the same date. I don't even know what policy he is on aside from that I picked it because it was half price at the time and provided him with some level of private cover. I'm not sure what to do for him as I just want some level of private cover e.g for grommets etc. if needed. I'm a healthy 35 y old female no health concerns.