Hi ParkLane,
What is your renewal date?
While cover for public hospitals is fairly similar, cover for private and hi tech hospitals is not similar.
A hospital excess of 250 euro is charged for admission to a private hospital for 2 seperate overnight stays.
For day and side room treatment, an excess of 150 euro applies.
Note there is 60% cover in private hospitals for hip + knee replacement surgery, a shortfall would apply.
There is no cover for treatment in Mater Private or Blackrock Clinic with VHI 250 plan.
Does private + hi tech cover matter to you?
If the answer is no, vhi plan 250 would be ok. If answer is yes, there would be better options with VHI and other providers, but with less saving of 500 per couple.
Snowyb