I wonder what legal recourse this borrower may have when the valuer / bank's loan officer have breached the bank's criteria for issuing mortgages so that the borrower obtained a mortgage that they simply did not qualify for or could not afford, as mortgage repayments were very unsustainable?
Josephine, if 2 bed properties werent making that price then why did she pay that amount for it?
No it has 2 bedrooms too.Does her home have 6 bedrooms?
+1
Why didn't she buy a 6 bed house with central heating and double glazing for the same price?
but she did make a sizeable cheque out to the valuer,for the valuation, as requested at the time. .
I wonder if valuers (or an engineer / draughtsman who values) just get paid if the valuation matches the contract price and the mortgage is drawn down?
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