It is normal that the value fluctuates in all directions - my self and many other had the same experience at least once.
I don't really know what markets I am talking about. I don't have time to develop and maintain an informed opinion about markets.It really depends on what markets you are talking about - eurozone equities were down, eurozone bonds were up.
That is brilliant thank you.
You don't need to develop an informed opinion about markets, but you do need to be much clearer on what you are invested in and the likely returns and risk being taken. That's up to you to do.
I am looking to the pension for low risk
In that case you might want to switch out of the SL managed fund - that's a relatively high risk fund.
Of this PRSA about 60% is in SL Managed and 40% in SL Cash. I have other assets aside from my pension, as they may be more risky, I am looking to the pension for low risk.
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