Using the Non-Fatal Offences Against the Person Act to stop lenders harassing you

A

ajapale

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How difficult is it to get the Guards to act if you are the victim of a person who makes demands for payment of a debt as outlined in section 11 of the Non-Fatal Offences Against the Person Act, 1997


 
If you have a problem relating to one of the four offences a-d I would go the the guards and make a complaint. they will most likely take a statement from you. They will investigate the complaint, sent a file to the DPP and await response. The DPP will decide on what action to take based on the contents of the file.
 
Ive sent letters to two alleged creditors of mine and when I mentioned that Act they have both responded very nice rather than with bully boy tactics as they had been using.
 
I have found that writing to creditors and quoting the act gets them to stop fairly fast.

I have on one occasion complained to the Gardaí about a debt collector who would not take no for an answer. The Gardaí would not take a statement but they said they would deal with him. I never heard another thing so I guess whatever they said to him worked.
 
Often times the Gardaí will want to deal with the debt collector in an informal manner i.e. give an informal warning. If they then got more complaints they would prepare a file and send it to the DPP for directions.
 
This original question was raised a year ago. Has there been any developments in the meantime?
 
redbhoy said:
Ive sent letters to two alleged creditors of mine and when I mentioned that Act they have both responded very nice rather than with bully boy tactics as they had been using.
Click to expand...

Had a very minor one which I was sure I didn't owe. One mention of the relevant section never heard from them again!
 
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