Hi All, I’d appreciate your feedback on my investing strategy. I would have preferred to just stick my money in a European roboadvisor but because of my tax residency situation it makes more sense to do it myself. Tax residency - Irish non resident but ordinary resident for next three years, Portugal NHR status (no income tax on dividends, capital gains at 28%) Investments - property in Ireland valued about €315k, rent €18k, mortgage 66k 0.6% Savings - €50k I want to invest my €50k savings, I realise some would advise putting it towards my mortgage but I don’t think that makes sense given my low mortgage rate and the rental income being reliable (Dublin city centre apartment). My strategy is to DIY invest in US ETFs that have a high dividend but low volatility for the following reasons: - US ETFs over EU ETFs as they will not be liable for 41% tax in Ireland (just 15% US DWT) - avail of €3810 foreign income tax free allowance in Ireland - dividend income is tax free with my Portugal NHR status - low volatility as I am not sure how much longer this bull market can last, I want to be moderately conservative with my capital and focus on earning dividend income since it will have less tax liability for me - plan to use Firstrade to reduce fees etc. Any thoughts? I am a newbie to all this and have come up with this strategy based on about a week of research so am sure I have missed some things.