Never mind himSloopy said:Even if you clear your BOI loan you will remain on the ICB for at least five years - No prime lender will consider you for a mortgage! Sorry four trouble.
9. What if there is a mistake on my report?
Mistakes can and do happen. They may be caused by either you or your lender .
[broken link removed]you might make a mistake in completing your direct debit form and miss a loan repayment on the due date;
or[broken link removed]your lender might have agreed to let you postpone payments for a period, but forgot to change the report it sends to ICB.
By law, financial institutions must ensure that information they hold or give to anyone else about you is correct and up to date. So you have the right to insist that they correct any incorrect information about you.
If you find a mistake in your report, ask your lender to write to the ICB with details of the change, and request a copy of their letter.
Most lenders will act to correct any mistake and amend your credit report immediately however, if you experience problems or delays or if your lender fails to put things right for you, you can consider making a formal complaint and referring the matter to the Office of the Data Protection Commissioner.
Please note: ICB cannot change your credit report unless a lender requests it to do so in writing.
Legin said:Anyway caused me major hassle at the time, but finally got it sorted out, and I'm sure you will too.
Legin said:Can you enable your email address? I might have a suggestion.
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