P
welcome to the business world of 2011..............There were no funds at all in my account when i drew down the money -so i assumed the cheque was cleared - i have explained this to the bank and asked them to look for the money from the person who gave me the cheque or for them to take at least some respnsibility for giving me money that didnt exist, i dont see why i am left with the whole debt.
Most banks don't let you draw down on uncleared cheques - unless of course there were sufficient funds already there to use as drawings. So you admit that you did draw down the funds - which now turn out to be unavailable.
mf
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