Looking at Deposits / Regular Savings best buy thread, it looks like KBC's offer is the best at 4.5%. I hope to start a regular saver of 3-400 euro a month (Is this flexible? Can I change the amount a few months later). And I have about 50k to put into some sort of savings account. As always moving current account / direct debits etc is a pain in the neck, and my mortgage is with Danske/Pepper, so I will need to sort that out as well. However, apart from the obvious, is there any pitfalls with moving to KBC as my main bank? I understand PTSB is the other popular option.