moneypenny
Registered User
- Messages
- 32
With regard to the Ulster Bank tracker, I'm currently on the 60 - 92% rate of ECB plus 1.05%. I must be getting very close to 60% LTV. How easy is it to move onto the lower rate (saving of 0.2%) with UB?
You will have to get a valuation done which will cost about €120 afaik.
Yes, I remember reading a post here on aam many months ago where UB didnt insist on the valuation. I'd imagine its not a universal response though - so I will see what they come back with in my case. However, I would hope that they wouldnt insist on a valuation if theres clear evidence that the same house is being sold off for the price I stated. AFAIK, the developer is one of their customers so they should have access to this info fairly handy.I was on to my mortgage provider (AIB Finance & Leasing) last week about this and they said they would accept a print out from myhome.ie as proof of house prices in the estate. No need for a valuation.
I *think* elcato meant second time round - as what i'm doing is second time round - having called off the mortgage about a year ago and already having had the valuation done at that time and reinbursed in the interim.UFirst Account holders qualify for a free valuation (paid for by UB). This applied on our first mortgage and a remortgage (trading up). Today 07:11 PM
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?