Ulster Bank: Regular Saver
3.50% up to €100,000.
Note 1: Regular lodgements required (standing order only)
Note 2: Minimum €1 a month; Maximum €1,000.
Note 3: Interest paid on first working day of each quarter.
Note 4: Maximum balance €100,000.
Note 5: Online access to account.
Note 6: Optional ATM card offered.
Ulster Bank: Special Interest Deposit Account.
4.00% up to €15,000.
1.50% from €15,000 to €100,000.
Note 1: Regular lodgements required (standing order only)
Note 2: Minimum €1 a month; Maximum €1,000.
Note 3: Interest paid annually each October.
Note 4: Online access to account.
Note 5: Withdrawals are limited to €13,000 per day to non Ulster Bank accounts.
I guess I can continue saving on the Regular Saver until they drop the rate?
Could I open the new account and (while the rate isn't dropped yet) save 2000 Euro per month?
What is the rate of interest on the old regular saver at the moment?
while can't predict the variable rate she hadn't heard about a planned drop in the rate. You can't transfer lump sums into the special interest deposit account you can only lodge regular amounts between 1 euro and 1000 a month. She said just to keep the regular savers account and keep an eye on the interest rate as usual and just keep saving.
Ulster Bank had an advertisement in The Irish Times today.
They have reduced the interest payment on their old Regular Saver account by 0.50% to 3.00%.
I expect more decreases.
Still says 3.5% on their website! Did you spot a start date for the reduction?
What is the an post option?
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