at present they don't do current accounts for the general public, just business customers. no credit cards either. they are not the same as boi, ptsb, nib and so on at the present time. i rang them and was told that some bank of scotland branches are opening up this month. there is one coming to maynooth in time too. i look forward to using them the same way i can use any highstreet bank. they just seem a bit like acc bank and anglo irish bank right now. i can't wait to see that change. i might switch if they are offering something good such as free banking no matter how much you have in the account and so on. i guess the rest will come in time, ie... overdrafts, loyalty accounts, personal loans, car loans, instant access savings accounts with an atm card...
Alex.