Brendan Burgess
Founder
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It'll be interesting to see what the 'market leading' fixed rates will be.
Ulster Bank are been clever here they are attracting switchers and at the same time keeping their existing customers happy . It's a pity that PTSB doesn't value it's existing customers .
They don't care that you are switching and will do nothing to keep you.
I though PTSB had reduced rates for its existing customers recently - there were a few posters on here saying they'd received letters stating this...
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I would interpret this to mean that a customer who is on an existing mortgage whose LTV is now below 60% can ask for the 3.8% rate. This would be the first lender to do that, if that is the case.
Thanks to AAM and this thread I've now requested Ulster Bank to move me to a lower rate. I await their refusal !
This time I received no rate change letter from Ulster, did other customers?
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