I would look for that in writing if I was you - it doesn't sound right.They have advised me that one of the conditions of buying the mortgage from the PRTB was that the interest rate will never go above this rate.
how manageable is your current mortgage? are you overpaying your mortgage at present? Can you contractually overpay? How would you cope if rates were 5%? Do you intend to stay in the property for significantly more than 4 years? Would you meet the LTV requirements
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I would look for that in writing if I was you - it doesn't sound right.
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