Need to buy an annual policy for a 14 year old. She lives in Ireland and her father lives in Europe. She would be travelling to Europe a few times this year with various other people.
I cannot find any policy that you can buy for an under 18 resident in Ireland. We obviously cannot add her to our policy as we are not resident in Ireland.
If she lives in Ireland then who is her legal guardian? The definition of a family under an insurance policy would probably stretch to that but you need to double-check any potential policy wording.