Transfer of name on mortgage

A

andrea79

Registered User
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Hi,
I recently split up with my ex and im keeping the house. Now as i couldnt afford the mortgage by myself i had to get my mam to go on the mortgage with me.

Does anyone know how this will affect my tax relief on the mortgage?
My mam is not a home owner so has no mortgage herself, so would she still qualify for the tax relief?
Thanks
 
I think so. According to [broken link removed], mortgage TRS can be claimed in respect of qualifying loans secured on the deeds of your main residence. The property isn't your Mum's main residence.

But it might be worth while checking this by ringing Revenue directly as I'm not a tax professional.
 
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