okay some developments on above, would appreciate some feedback on those in the mortgage know....
Ptsb tracker mover mortgage to come on board in a few weeks, however a house we really like for 370k has come on market in last few weeks and has a bid on it. EA has said our own house should fetch 250k or a little more, and should sell very quickly. So our neg equity should be 25k, savings of 30k and loan from parents of 18k, plus house in Cork which we now hope we don't need to sell. What do u think our chances of getting appoved for 333k would be, we really want to make a bid on this house asap, obviously pending approval? Only black mark against us I can think of is that we had credit card balance left unpaid, stupidly just put on long finger, just paid it off now, was 2k.