When we took out the mortgage on property in 2007 the house we were living in was sale agreed but not sold, we also had an investment property at the time, KBC give us a mortgage on the new house, this is the mortgage that is part of redress, at the same tome they gave us a second mortgage on the house we were selling and the invest ment property, this mortgage was interest only for 5 years and it stated in agreement that after this term it would revert to lenders prevailing rate, I wanted to know if this was a tracker also ?