Brendan Burgess
Founder
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- 52,315
It was your post which prompted my general query.
Brendan
Hi all,
Ulster Bank recently came to my workplace to offer finance advise and their services. I am currently on variable (fixed until Jan 2017) with EBS and asked Ulster Bank in relation to switching to them plus getting a mortgage top-up of 50-70K for an extension.
They went through the requirements and the numbers, I was informed
1. Should be no problem as long as I met the central bank mortgage requirements.
2. I would need to switch and ask for top up same time, If I switched now I could not ask for a top up for 6-12 months
3. If I went with them today they were offering 3.2% fixed for 2 years.
My mortgage is 290K remaining my house is around 600K value. I did not ask about paying off more expensive debt but juding the conversation I do not think it would have been overly entertained.
Hope this helps,
BW
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