H
huggy
Guest
I'm looking for some advice as to whether to top-up my existing mortgage or re-mortgage completely.At present, I owe 30,000 0n my mortgage, with 10 years left. I also have carloan, credit union loan, overdraft etc. totalling 12,000.My repayments on all of these is overstretching me every month. I still have work to do on my house and I need to borrow about 25,000 to finance this.I hope to still keep to the 10 year limit.What would be my best option, taking solicitors fees/valuations etc. into consideration? Should I seek out a new Mortgage with favourable interest rates or stick with my existing provider and do a top-up? Any advice would be welcome!