V interesting piece in the examiner today, I can't share links but it's judge mcnulty.
Headline:
Judge reveals €17,000 overcharging ‘to give heart to others’
“I indicated that I was inviting them to make a proposal for restitution and to avoid litigation,” he said. “I told them that given their admission, my entitlement to compensation for breach of contract and their liability for my costs would begin on seeing the solicitor.
“Prior to my meeting my solicitor, and still apparently unsure about whether they had, in fact, overcharged me, or by how much, the bank wrote off €18,000 and the debt figure quoted to me and paid by me was reduced by €18,000.
“The bank asked me to sign a confidentiality agreement, to keep it quiet for them, I presume. I declined. I had done nothing wrong and had nothing to hide.