Personally, I think rates won’t increase anytime soon and that there should still be some downward pressure in Ireland due to competition and a decrease in the risk to banks.
On that basis, I wouldn’t fix at anything more than around 2.5%.
I've just fixed for three years at 2.25% - I have some financial targets I want to hit over the next couple of years so It makes planning easier for me knowing what my fixed costs are.
Looks like Avantcard are about to enter the mortgage market so it may be worth holding off fixing (or don't fix for too long) until we see what rates they're going to offer.
Does anyone have the aib number to ring to avail of the opportunity to revert to a variable rate, the letter says ring number on top of page but no number on the letter. It's my chance to get off a 5.2% fixed rate
Does anyone have the aib number to ring to avail of the opportunity to revert to a variable rate, the letter says ring number on top of page but no number on the letter. It's my chance to get off a 5.2% fixed rate