I have a feeling your "comfortable" would not recognise mine, but I live very comfortably with a spouse and teenager on about €25000.
We travel abroad when school holidays allow, but very rarely eat out or attend concerts. We fit our spending according to our income, rather than our desires. The mortgage is paid, there is an old car which needs very little attention.
Like you, I feel time with the family to be more important than how much I could earn if I had not retired early.
I reckon by 10 years time I will all going well have 300k in savings and my pension pot will be approx 200k and my wife will be 60 then and her pension pot will be approx 200k also.
..I would like to enjoy a bit of time with my wife while still relatively young.
Hi Daddy (saying that feels weird I must say). I don't have any financial advice I can help you with and I am over 15 years younger than you. However, as I am unfortunately going through a difficult time personally with an ill family member, I would highly advise that you put this as your number 1 priority. There are a lot of things that might or might not happen between now and your planned retirement age. I'm not saying to ignore your finances..far from it, but investing in good times now e.g. by travelling together is IMO just as important as any financial investment so whatever you plan on putting away, I would keep a decent portion of it for weekends away and holidays every year.
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