I presume I'm like most people in sofar as I watch and track my spending and look for the best value where ever possible in most areas of my spending
But then I always remember something a friend of mine said one year - "we have enough stuff - we are spending our money on experiences, not things " And I agree with him.
Doing the same, we've built our holidays over the last couple of years around a specific event, a gig this year, a big match last year. Also built in a couple of weekend breaks for the next year or so.But then I always remember something a friend of mine said one year - "we have enough stuff - we are spending our money on experiences, not things
I know people have different interests and find value in different things but this is a prime example of people sweating about the wrong things. How many times have we read "if you saved the cost of that daily cup of coffee, this is how much you'd have" and the answer is not very much and you'd deprive yourself of the little daily joys you get.Other areas of my spending I'm a bit "Jekyll and Hyde" in what I would spend, like if my TV needed replacing today I'd have no problem dropping €3k on a new one
but at the same time I haven't had a takeaway pizza in four years as I just don't think their worth the price anymore, same with a coffee after a meal in a restaurant
I disagree with that. I find that budgeting is all about choices. I rarely take a cup of coffee out. While I enjoy my coffee, it costs a lot for what you get and I don't find it provides really much joy to me. Same thing about eating out if the food is not good enough. I recently went out to a place I go from time to time, the food wasn't bad, but it wasn't enough to me to justify the cost. I was fed but I can't say I really enjoyed the food. As mostly a one earner family, we did a lot of cutting on these extras to focus on what we really enjoy and what provides the most joy to us when the children were small and coffees, take aways... were really in the bottom of the list. Coffee is an example but there are multiple examples in daily life of things we consume for convenience, quick gratification... I don't think it is about cutting all of them but about realising what we are doing, making inform choices and focusing on what provide the most joy.I know people have different interests and find value in different things but this is a prime example of people sweating about the wrong things. How many times have we read "if you saved the cost of that daily cup of coffee, this is how much you'd have" and the answer is not very much and you'd deprive yourself of the little daily joys you get.
But I would say it was about the friend more than the coffee. And I totally get that!A coffee break with an old friend… €17 .. totally worth it!
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