BrokeBroker
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What is name and term for 2% PTSB rate ?I opened a term deposit with pTSB recently for some savings and of course am confident in its security and integrity.
2% interest.
I also opened a regular saver with 1% interest but nothing deposited yet.
Just for anything additional.
.......
For me personally it feels like a leap to use the title institutions but, if they are reliable of course their rates are appealing.
What is name and term for 2% PTSB rate ?
whats their beef with not offering on-line ??18 month and 36 month and 60 month term deposits. Available in branch only, not available online.
https://www.permanenttsb.ie/globala...2328-080823-deposit-interest-rates-sheets.pdf
No idea. On this page they say the following:whats their beef with not offering on-line ??
The reason they want you in person to open these accounts is they will try and up sell you their tied investment products through Irish Life. That’s what they suggested when I was in branch.That is ridiculous that PTSB does not offer those rates online. This is clearly a method of making it as difficult as possible to avail of the higher rates as its a major hassle now to get to talk to anyone in a bank nowadays
He did indeed.Irish banks are not treating depositors fairly, as required by the consumer protection code. Don't take my word for it, the Minister for Finance said as much today.
It's actually worse than it appears. if you look at the first page of the document I linked to, the bottom half of the page shows the ONLINE Fixed Term Deposit Accounts that were available previously, but that are "Not available to new applicants". So it isn't even that they don't have the capability as they offered term deposits online up to recently, supporting your contention that this is entirely deliberate strategy to make accessing the accounts as difficult as possible.
There's no need to open a new account. Existing accounts have also received the increase.Yes you do. You can set this regular saver account up online if you already have online access.
There's no need to open a new account. Existing accounts have also received the increase.
@RedmondC we visited PTSB yesterday to enquire about opening the 3 yr 3% fixed term product for a significant sum. No sooner than we sat down were they trying to sway the conversation away from 3yr fixed to a 5 year Irish Life product. I asked them was the Irish Life product deposit guaranteed and they said no. I asked them why I couldn't open the 3yr fixed deposit online like they used to allow, she said she didn't know. I said perhaps to try and sell me Irish Life products? Got a blank stare in response!The reason they want you in person to open these accounts is they will try and up sell you their tied investment products through Irish Life. That’s what they suggested when I was in branch.
We know that sitting all day and not getting exercise is bad for our health so PTSB is just trying to improve the health of the nation by forcing them to walk into their branches and queue for ages.It must be from the zillions they are spending on customer research that customers er want the benefit of the branch and sod the online stuff.
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