IANAL
and this doesn't really answer your question, but I'm always struck with the thought that parents will willingly trust their siblings to raise their orphaned children but worry about what might happen to the money.
...No trusts. No messing about...
Concrete
Make a will leaving a substantial sum to your brother and his wife in the event of you dying in the next few years. No trusts. No messing about. Then you don't have to worry about it.
Brendan
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