Teacher pension deduction/carers benefit

Asking for someone.

Perhaps this should be in a different forum re carers benefit? Apologies, if so.

Persons a teacher, works part time and receives carers benefit.

Is it permissable to make avc's or credit union saving (deducted at source) to reduce net income so it doesn't exceed the carers benefit threshold?

Hopefully that makes sense. I am not entirely au fait with teachers pensions etc. Any questions/clarifications let me know.

Thanks.

I think pension contributions (including AVCs) made through the payroll system are deductible in calculating the income disregard, but I don't think payments into an ordinary savings account would be, even if made the payroll system.

(You probably know that the income disregard for carer's benefit is to be increased from €450/week to €625/week from July.)

Thanks Tom, that makes sense. Is there a limit on amount of avc a teacher can make?

A married public sector worker can make very large AVCs.
Several hundred thousand euro.

A single P.S. worker can also make large AVCs.

She could make AVCs up to her yearly age related tax allowable amount. She could make extra AVCs beyond this level and claim tax relief from the excess in future years.

I don't know if the pension deductions will allow her income to be reduced in order to claim carers benefit.

S class said:

I don't know if the pension deductions will allow her income to be reduced in order to claim carers benefit.

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As long as the AVCs are tax-deductible, and are made through payroll, I think they will.