Taxed at 40% for all pay

[mila71]

Hi! I need some advice and would appreciate any help.
I started my first job and I have a tax certificate with only one tax credit, 1600 euro as the other one credit and the home credit are with my husband. I didnt work before. My taxes for june were 40 %. I will work till the end of the year but my incomes wont be more than 13000, it's under home tuition and hours aren't guaranteed, it depends on the family and the other circumstances. In the payslip I dont have any cut off points? Cant understand why?
Can I do something now to reduce my taxes. I called revenue, they explained to me that the best is to leave all now and at the end of the year to ask for a review. But for July I will have 2500 euro gross and actually will take almost half of this
Its hard
Thank you.

 

[cremeegg]

I called revenue, they explained to me that the best is to leave all now and at the end of the year to ask for a review.

Thats nonsense. In fairness Revenue are usually better than that.

Get a certificate of tax credits. It should show your standard rate cut off point allowing you to earn up to that taxed at 20%.

Revenue may be slow to issue a tax credit cert as you have no p45, possibly complicated by the tax modernisation process. But at the end of the day you are entitled to a cert, if you dont get it by asking push them.

 

[mila71]

I received my tax certificate , I have 1650 euro credit, my husband have 6450 as he takes all others credits....and its pointed Rand band 1, till 44000 euro its 20% and 40 % if incomes are over.....
Its the same like others. Why then my employer told me there is no cut off points. Is cut off points something else? It's so confusing.
Thank you for replying me!

 

[Ciru75]

If you're claiming the home carer credit, you can't also get the extended 26,300 of rateband for the second spouse. The maximum rateband between the two spouses is 44,300 which is probably all allocated to your husband.

 

[elcato]

Ask revenue for a tax certificate again. AFAIK they should supply one with your current employer stated on it telling you what your scop (Standard Rate Cutoff Point) is with details showing weekly and monthly breakdown. I presume your current employer is waiting on this from revenue as well. I would write to revenue seeking this - it may take a bit longer but it will save you getting onto possibly uninformed people by phone. While I now you could probably do with the money now you will not be out of pocket as any tax issues will be refunded at the end of the year.

 

[Nutso]

Are you registered for "MyAccount" online with Revenue? If not you should register and you can see exactly where your tax credits / SRCOP are allocated. If it's your first job in the state, you are required to register with my account and submit your employer details.