Tax situation for NI workers in ROI

[Greenlights]

Hi all,

I've been living in Dublin for 4 years now and working for my current company for about a year.
I am on full time salary of €75K euros, taking home about €49K after tax.

However, my circumstances have changed and I will be moving back to NI where I grew up with my partner in the next couple of months. I am aware that by law I should be telling HMRC that I will be living in NI but earning in ROI. My guess is that they will be looking a slice of my income also. We are buying a house in NI.
I've been told the cross border worker agreement is a bit of a farce and the idea that HMRC and revenue align and you get money back from both does not always happen, so I don't want to be bitten twice. Irish Revenue take enough tax!

I have not told my employer yet as we have all been working remotely from our homes in Dublin, and there is no word of returning to the dublin office a few days per week until september at earliest, so I have seen no need to.
I am worried that if i tell my boss, payroll/HR will get involved and say that technically i should then be paid in GBP through the London office, and the salary could be considerably less. Even worse, if they decide to stick me on an NI salary (they have no office in NI but are global) it would be terrible and not worth my while.

I am a good employee and have caused no bother, work well and respected by my bosses and colleagues thus far.

Another suggestion I've been given is contracted work - It happens in our company quite a bit as we're a construction consultancy. If I were to table that to my firm - i technically leave as salary paid and go on contract, or become self employed, I will earn a lot more than taking home €49K after tax, but will obv have all my own book keeping to do.

Lastly, I am considering shutting the hell up and saying nothing, well... because until i'm asked it isn't a problem sort of thing!! For all purposes, I will be staying over in dublin at least half of the week or more, and returning to NI at the weekends to live. So for tax i am resident in ireland more than180 days per year.....

I stand to be corrected. Thank you.

 

[RedOnion]

Lastly, I am considering shutting the hell up and saying nothing, well... because until i'm asked it isn't a problem sort of thing!!

Your personal tax should be fine, at your salary tax rates are lower in UK than here, so you shouldn't be paying more tax. If you talk to someone the other way around that's where the Trans border workers relief kicks in.

You have to complete a tax return to HMRC once you're resident there. You're just creating a long term problem for yourself if you don't.

Where your employer is exposed: if you're working from NI, your employer should be paying National Insurance rather than PRSI. But it'll come down to whether you're working in Dublin and living in NI, or working remotely.

If I were to table that to my firm - i technically leave as salary paid and go on contract, or become self employed,

I've seen a few of these arrangements being investigated by Revenue resulting in very large settlements.

 

[Greenlights]

Thanks