The first plan starter just covers public hospitals only. This means that there is one general waiting list for surgery, regardless if you have
private health insurance or not.
Public hospital waiting lists are not the best at the moment so if you can stretch your budget to 700 approx there is a lot more cover on offer.
Details as follows;
1. VHI One Plan 500; price 731pa; all public and private hospitals covered, private hospital excess 500 x 2 max for admissions or 150 per day
case procedure.
2. Smart Plan 500; price 692pa; a selected list of public and private hospitals covered,( you will need to check these 2 lists to ensure they
suit your location) private hospital excess 500 per admission for surgery and 150 per day case procedure.
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Tax relief is already built into the price of the plan, which is the same price for everyone, regardless if you work, pay tax or not.
Regarding the children, VHI usually have half price childrens offers throughout the year, with full private hospitals included. Just something
to keep in mind for their next renewal date in Jan 2019, as VHI do not allow switching to another plan mid year.
Snowyb