This maybe in the wrong category so forgive me if i'm wrong. I want to buy an apt. within the next 6 months. The bank will give me a 92% mortgage on a 300000 loan. So I need to save 24000 for the deposit. I currently have savings with Quinn-Life investment funds of 8900 worth only 7660 at the moment(opened a/c June 2007). My question is would I be better to take out a 35000 loan with say the credit Union for deposit, solicitor fees, furniture etc......rather than take the money out of my investment funds in six months time and probably take a big loss ?