Have 3 kids, and a small car loan from Credit Union, so I know that goes against us. I knew we weren't in a position to switch due to my wifes new business, but just wanted to see where we needed to be, and it was more to take advantage of the cash back offer than anything else.
I just thought it would rule out a lot of people trying to get a relatively low mortgage of €160,000 - €170,000 - or maybe I am being naive.
Anyway, protocol, you mention about switch to EBS fixed 3%?
I am already fixed with EBS at 3.15%, can I change now to 3% ? Is this possible?
Thanks
JB