Lots of better options. You're just under 60% LTV
If you want variable, AIB is best option at 2.95%.
Fixed, BoI at 3%, with cash back is still looking like best option over 5 years.
Ulster bank 4 year fixed at 2.6%, with 1500 cash back for legal fees is another option for you.
Take a look at the best buys in this forum - the <50% one covers most of the fixed rates, and you meet criteria for most.
Don't overlook the 10 year fixed rates from KBC which personally I think are better value than the shorter term rates.